• Spring has a 0.095 inch solid height
• Spring ends are squared (closed) and ground flat
• Music wire per ASTM A228 or AMS 5112
• Dry to the touch oil finish, highly magnetic
• Maximum operating temperature of 250 degrees F (121 degrees C)
• Good for non-corrosive environment applications

These music wire compression springs are made of cold-drawn high-carbon steel, per ASTM A228 or AMS 5112. Desirable for their high tensile strength and elastic limit, music Wire springs will perform well in most standard applications, especially where resistance to corrosion is not an issue.

List Price: $ 13.52

Price: $ 13.52

Music Wire Compression Spring, 0.24″ OD, 0.016″ Wire Size, 0.38″ Free Length, 0.144″ Compressed Length, 0.92 lbs Max Compression, 3.9 lbs/in Spring Rate (Pack of 10)

• Spring has a 0.083 inch solid height
• Spring ends are squared (closed) and ground flat
• Music wire per ASTM A228 or AMS 5112
• Dry to the touch oil finish, highly magnetic
• Maximum operating temperature of 250 degrees F (121 degrees C)
• Good for non-corrosive environment applications

These music wire compression springs are made of cold-drawn high-carbon steel, per ASTM A228 or AMS 5112. Desirable for their high tensile strength and elastic limit, music Wire springs will perform well in most standard applications, especially where resistance to corrosion is not an issue.

List Price: $ 13.61

Price: $ 13.61

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SBI – 2.92 lakh borrowers choose teaser rate home loans

Defending the teaser rate scheme, State Bank of India (SBI) Chairman O P Bhatt said that over 2.92 lakh borrowers availed themselves of the scheme to buy their dream homes.

“About 2.92 lakh people were given home loans at teaser rates (8 % or the prevailing rates) … totalling about Rs 10,000 crore,” he said, while talking to reporters here on the sidelines of the 41st World Economic Forum (WEF) meeting.

Under the teaser rate scheme, banks provide credit at lower rates for first few years and subsequently raise the interest rates.

The Reserve Bank of India (RBI) has been raising concern about the teaser rate scheme fearing that it might increase home loan defaults in the times to come.

Taking cue from RBI, several other public and private sector lenders including ICICI Bank, HDFC and Punjab National Bank (PNB) have withdrawn their schemes, while SBI has extended its scheme until March 31, 2011.

On whether the SBI would continue the scheme beyond March 31, Bhatt said his successor will take a view. Bhatt is due to retire in March, 2011.

He also stressed that the scheme would not create any problem for the bank, as 80 % of the loans were given below Rs 10 lakh and the KYC (know your customer) norms were followed while sanctioning loans.

Ruling out any problem on account of teaser loan scheme in future, Bhatt said, the non-performing assets in the home loan segment were very low.

He also recalled that the teaser loan scheme was started by the bank in consultation with the Indian Banks’ Association (IBA) as a stimulus to help the Indian industry to combat the impact of the global financial crisis.

The scheme, he added, did help the housing sector and also the other industry segments like cement, steel etc.

on his plans after retirement, Bhatt, who heads the largest bank in the country, said he has some offers from the private sector but has not yet made up his mind.

KaZual’s submission to sing The National Anthem at an Atlanta Falcons Game! Wish us luck! If we make it, make sure to vote. FINALISTS POSTED AT ATLANTAFALCONS.COM/PERFORM BEGINNING ON MONDAY, JULY 19. If we are selected as a finalist, FAN VOTING BEGINS ON MONDAY, JULY 19 AND ENDS AT 5:00 PM ET ON THURSDAY, JULY 22. Thanks for your support and we will update everyone on Facebook, Twitter, and MySpace!

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No change in Oct jobless rate from ’09
THE unemployment rate was unchanged year-on-year at 7.1 percent in October as the economy’s sustained expansion in the third quarter of the year generated more jobs in the country.
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Jobless Pinoys reach 2.8 M
THE number of unemployed Filipinos stood at 2.8 million in October amid better economic gains in the first nine months of the year. read more
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Jobless tally hits 2.8 million
Strong economic growth not creating enough positions for work force?ROBUST ECONOMIC ACTIVITY has apparently failed to create enough jobs as the country’s unemployment rate stayed at 7.1% in October, unchanged from a year earlier.
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Looking for Washington homeowners insurance? Want to get the best rate with an A-rated insurance company? Here’s how to do it.

Washington Homeowners Insurance

Homeowners insurance is a must for all Washington home owners. It protects you and your family from unexpected losses and gives you protection in case of a liability lawsuit.

There are three things to consider when choosing homeowners insurance in Washington – coverage, cost, and company.

Coverage

When it comes to coverage you want to make sure you can rebuild your home if it’s destroyed, and replace your personal belongings if they’re damaged.

Mortgage lenders require that you purchase homeowners insurance based on the appraised value or the purchase price of your home. But this is not the amount of coverage you need. You’re better off finding out how much it would cost to rebuild your home from a local builder then insuring it for that amount.

When it comes to insuring your personal property, insurers use one of two methods: 1. Actual cash value pays you the value of an item minus depreciation for the years you owned it. 2. Replacement cost pays the full value of your property. Replacement cost is more expensive, but worth it in the long run.

Cost

Get quotes from several companies. There are websites where you can get quotes from a number of different insurance companies so you can compare rates. Some of theses sites even provide a chat service so you can talk with an insurance professional and get answers to your questions. (See link below.)

Raise your deductible. You can save money on your premiums by increasing your insurance deductibles, but you’ll have to pay more if you have a claim.

Ask your agent about discounts. Most companies offer discounts for having both your auto and homeowners insurance with them, for having security and safety features installed, for having a good claims history, and for a variety of other reasons.

Company

In addition to getting the best insurance rate you can, you also want to make sure you’re getting a reliable company.

Check with your state’s department of insurance website to make sure that the company you’re considering has a good reputation and will pay your claims. Then check A.M. Best’s website (ambest.com) to see their financial rating.

Visit http://www.LowerRateQuotes.com/homeowners-insurance.html or click on the following link to get Washington homeowners insurance quotes from top homeowners insurance companies and see how much you can save. You can get more insurance tips in their Articles section.

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